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We automatically include some of these coverages (with all insurers in our network) and offer more optional coverages. See all of our homeowners insurance coverages.


House & other structures

This coverage pays to repair or completely rebuild your house, attached and unattached structures (garage, deck, porch, swimming pool, shed, fence, etc.). You're covered against fire, wind, hail, tornados, falling trees/limbs and more. See what's covered with different home insurance policies.

Hotel and living expenses

If you can't stay at home during repairs, your homeowners insurance covers hotel stays and even meals (above what you’d normally pay). For example, if you normally spend $250 on groceries/week but need to spend $500 eating out, you'll get $250.

Lawsuits (liability)

Liability covers property damage and injury lawsuits. For example, if someone is injured on your property or your child ruins a friend’s expensive piece of artwork and sues you, this covers legal fees + damages. You can add coverages for libel, slander, or other lawsuits.

Your personal belongings

Furniture, clothes, electronics, appliances, tools, power equipment, etc. are covered (even if they're not in your home). You may have to add a separate coverage for jewelry, art or other expensive items. If so, give us a call at the end of your home insurance quote.


Client "Lawson's Tree and Landscape Service"

As local business owners, we like working with an experienced local agent. David Drandorff at Sentinel Insurance
was there to explain all the coverages we needed and put together an insurance package that fits our budget!
David is always quick to respond with any services we need. Certificates are done the same day requested!
Thanks Sentinel! You guys are great!!


Client "Joseph LeBlanc"

Buying a house was stressful to say the least but Dave with Sentinel was fast and helpful with getting us affordable home owners insurance.

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20254 Dupont Blvd
Georgetown, DE 19947
United States


+1 (302) 858-4962